The 2% Club

About this book

Only 2% of Americans have both pensions and $1 million or more saved for retirement. If that is you, welcome to the 2% Club! This book was written for you. It's dedicated to all the American heroes who've lived a life of service, and the blue-collar professionals who've worked hard and saved diligently for decades. In this book, you'll learn how to: Simplify and optimize your retirement with the "5 Pillars of Pension Planning" Enjoy the full value of your pension (it may be more valuable than you think) Decrease your tax bill through strategic Roth conversions and smart withdrawal planning Plan for pension options such as lump sum options and survivorship options Optimize Social Security and protect your wealth from Medicare premium increases Enjoy your retirement and spend more money (many in the 2% Club struggle with spending money) Create a legacy that benefits your family and favorite charities Having a pension puts you in a rare financial position that requires advanced planning. This book will help you become a better steward of what you worked so hard to build. You've already done the heavy lifting. Now is your time to retire with peace, purpose, and a plan.